Crazy stuff

I never know what my life is gonna show me, and sometimes it surprises me. For many years I have guarded my credit rating like a fiend, scrimping and saving to make sure that I got my credit card bills paid on time. I have spent way more than I should have and then worked mad overtime and second and third jobs to cover the bills. On top of that I have been paying finance charges for nearly 25 years now so I guess the companies have made their money back from me and a pretty nice profit too. Last month I gave it up. I let the bills go delinquent and enlisted the services of a debt settlement company. I took the harshest road I could and went for the 2 year payoff. The sad part is that for the last couple years I have been trying to consolidate my outstanding debt and get it paid off, but nobody wanted to help me that way, they were making way too much off the finance charges. Now that I have gone off the reservation they are all telling me about these consolidation deals that they will offer me. Too late dick wads!! Tired of dealing with it all so now you can take what the agency will negotiate, and I am sure that it will be significantly less than I would have paid had you helped me when I was first asking. I never wanted to do this, it just turned out to be the way to get the end that I needed. I have cut up the credit cards and now if I can't pay cash. I don't get it. Pretty simple and it feels good. It will take a while to get used to the lack of plastic for any little thing, but in the end it will be better for me. Good riddance!

Death By Taxation...

Have you ever heard the cliche, " The only sure things in life are death and taxes."? the truth of the matter is that it is most likely that the death was caused by taxes! Why do I say such a strange thing, you may be asking. Well, recent events have given me an interesting take on this phrase.

Every person in the world who has ever punched a time-clock has dreamed of being rich, retired or their own boss, doing what they love, and not answering to anyone but themselves. It's a great dream and those who achieve it are generally glad that they did. Mostly...

The retired and the wealthy have different agendas than those who become their own bosses. Those who opt for self-employment learn a lot of things and one of those things is that if you can't keep your own books, you need to find someone trustworthy to do it for you. Many a business venture has bitten the dust because the people keeping the books and handling the finances were either dishonest or incompetent. The product was good, and the service was excellent, but the money didn't get where it was supposed to go, and eventually the discrepancies caught up with the business. Sometimes it is creditors, but sometimes it is the taxman himself. Yep, The I.R.S. Uncle Sam.

Some uncle he turns out to be, let me tell you. Do you know that if you owe taxes that the I.R.S. can seize your assets? They can go directly into your bank account and take the money that they think you owe them. With not so much as a "heads up" that it's coming out. They get into your account and pull out the funds. Doesn't matter that you have checks written on the money in the account. It means nothing to them. So what happens? Well if you don't have money to put back in that account, those checks are gonna bounce sky high, and you know what that means, your gonna be getting calls from all of the people that you wrote those check to and they are going to want their money, NOW!!!

This compounds an already big problem, because now you owe even more money that you don't have because not only will your bank charge you for every check that bounces, but everyone who has one of those checks will be charging you for the fees that THEIR banks charge them! How the hell does this help anyone?

Now I'm not talking about a multi-million dollar business here, I'm talking about a small fry business man who answers his own phones, and does his own inventory and still talks to his suppliers on the phone every week. If he is lucky he has one or maybe 2 employees who know every cent he spends on the business and are happy to do without when the times call for it. This is a guy who takes a cut in his own pay so that his employees can continue to get their full pay when things are slow. This is a small business in every sense of the word, and these are the people that truly make America work. They are the ones truly living the American Dream.

The taxman cometh, and with him the death of a dream. So this is why I would like to try and collect $1 from 5000 people in the next month. I know a small businessman who is looking down the barrel of the I.R.S. gun and if he can't pull some money from thin air he will probably lose the business that he has built up over 20 some years of blood, sweat and sacrifice. The problem is not of his making, but it is his responsibility. And so I would like to try and help him.

He did everything right as far as he knew. And he made the calls and asked the questions and everything he did was right as far as he knew, and as far as he was told. But then earlier this year he finds out that there was something not done correctly three years ago and since the I.R.S begins fining from the start of the problem rather than when they notify you about it, the bill has grown to be quite hefty.

Why would you help? Hasn't everyone at one time or another dreamed of being a hero to someone? They say that you can't fight city hall, and it's true, you have a better chance of pushing you head through a concrete wall, than winning this type of argument against the I.R.S. But with the help of the heroes of America it is possible to help one Little person with a big-ass problem. All it takes is a little spare change. who doesn't have a dollar to spare? The lose change in your couch cushions, under the floor-mat of the car, or in the ashtray. The change from your coffee break for a day or 2 adds up to a dollar. With one measly, little dollar you can help one guy keep his dreams alive. All I am looking for is for 5000 people to give up the cost of one McDonald's cheeseburger. The difference in the cost of a large coffee to a medium. A regular value meal instead of a super-sized one.

I believe that there are enough people out in the world who can do this. I believe that there are enough people out in Facebook-land who can spare a single dollar, this month, and help one guy keep his dream alive. How many times have you given money to a cause, and never known where it goes? Never see what it does? Here is a chance to give to a cause and every penny goes to the cause. There is no agency taking bits and pieces out of it. And here is the kicker, if I get MORE than is needed to cover this I.R.S. fine, I will donate the rest to a very worthy charity in Rochester NY. called "Wease Cares for Kids". Another worthy cause that gives 100% of all donation back to the community. What could be better than helping out one person? Helping one kid!

So what do you say, People of Facebook? Friends, friends of friends and friend- friends friends.... Go viral and make something cool happen!!! Just $1.

Karl White
14485 Puzzey Rd
Albion NY 14411

odds and ends...

So as you can tell it has been a few weeks since I have done much on this page, and believe me it's not for lack of ideas, but more for a lack of time. I have to sleep, so somethings suffer, and since this place is not something that is actually making me any money, I have to back burner it now and then. A couple of other things have also kept me form being a busy blogger, namely Facebook and my new camera! You can see from the last few posts that I have been a busy little photographer.

I have now had the camera for about 5 weeks and I noticed the frame count today was nearing 3000. Yes, I am a prolific snapper. Not all of my snaps are collectible photos, but each of them teaches me something, and therefore they are valuable. In fact, today I have decided that I wished to try and get a better understanding of exactly how flash compensation worked, and so I sat down in the shade and shot a few geraniums at various settings to see how the various flash settings affected the shots. And I recorded the data for each shot in my little data book so that I may later refer to the data to help me perfect my technique. The truth is that I much prefer to use natural light and the shadows that it casts, just as it casts them, however there are times when I do and will need to understand how to use a flash to eliminate certain harsh shadows or to even the light across a subject. Thus I have to learn how to do it, when the situation is controlled and I can learn without the pressure of the shots "counting". Getting a grip to be sure.

Facebook seems to be slightly addictive, and I am trying to find ways of interacting a little more with people and getting some feedback. There are certain people who constantly give feedback, and I do appreciate it to an extent, but there is a limit to good wishes from people. Sometimes rather than simply telling me how much they like my stuff, I would like it if they told their other friends how much they like it, and get me some more eyes and maybe some eyes looking to buy! I have been putting up various pictures that I have been taking, especially with my new camera, and The hope is that eventually I will be able to start selling prints. I am not looking to get rich, honestly, I would love to be able to make a living at photography, but I know that it is a long way to get to that point. I know that I am not the best business mind, I am much more creative. That said, in order to make a living at photography, I have to figure out what my niche is. Am I a nature photography, or an action shooter? Am I a concert portrait maker, or do I capture the raw emotion of an event? I have been taking pictures at fire scenes, and I have shot some youth sports. I love taking pictures of plants and flowers and trying to capture the peacefulness or grandeur of landscapes. A couple of weeks ago I had the opportunity to take some portrait style pics of my niece for her senior pictures. What did I like best?

Truthfully, I liked doing all of it. I like nothing better than looking at the world and seeing what I want to capture and then the satisfaction of getting some shots that turn out to be exactly what I had in my head when I initially looked at the scene.

I have this dream of doing a book about barns, as any longtime (longtime being since last fall when I started it!) reader of this blog can tell you, I love barns, and especially the old gambrel roofed style barns. Sadly, they are a disappearing structure in the American landscape, and the history that they hold is disappearing with them. How many times have you driven down the road and seen a lone silo standing sentinel over an empty field? You can bet that lying below that silo is the remains of a barn, whether collapsed into the ground or burned in some tragedy or demolition, it is the barn that raised the silo. The lone silo is the orphaned child of the barn. I don't know if I will ever have the drive to actually finish the book, but perhaps someday I will get much closer to getting it done.

I have been taking pictures yes, but I have also been writing about them. In more than one place. I have the pictures on Facebook and each one has a little something with it as an explanation, and in some cases I use the pictures to illustrate some narrative about what they are or why I took them. Recently someone was looking at some of my pics and asked me why I took a particular picture, and my immediate response was to ask, why not? In the age of digital cameras, there is no good reason NOT to take a picture. True that in many cases you only get a snapshot and not what the professionals call a "picture", but what is a picture but a well staged,placed and/or planned snapshot. By definition the BEST pictures of the last 100 years have been lucky snapshots when someone was in the right place at the right time shooting the scene. "The Execution" in Saigon, "Napalm girl", The flag raising at Mt. Suribachi on Iwo Jima. Granted the most famous one is a staged event, but the original was a snapshot. Part of the photographers job is being in the right place at the right time, and knowing where to look when the action is taking place. The guys on the sidelines of the big league games, they have earned a place there, so that they have the chance to get that special shot that becomes iconic for a particular athlete, like the crestfallen look of Scott Norwood after he missed the field-goal that lost the Super Bowl, or the moment of triumph when Lance Armstrong crossed the finish line for his 5th consecutive Tour De France win. The guy who was positioned to capture the flight of Richard Petty along the fence at Daytona when he went airborne. These guys have only one chance to get that particular iconic shot, and if they miss it or screw it up, they will never get the chance again, and we, the public, will never be able to review it and see if it is like we remember. In these days of video, and cellphone cameras, it is likely that someone got the picture, but what would you rather see, a picture that you have to squint at to see the details, or a giant glossy poster of that perfect shot? Yeah, that's why I took that picture, because eventually no one will have to ask why I took it, because they will be able to see in the frame why I took it, whether it's the tears of defeat, the joy of victory, the gossamer wings of a dragonfly skimming across a lily pond, or the spectacular colors of an August sunset. They say that a picture is worth a thousand words, but I truly believe that the story behind the picture is what makes the picture with it.

Pictures are art. Every snapshot, every school picture, every painting, every sand drawing. If it is a graffiti tag spray-painted on a building or the doodling of a child on a notebook, it is art. Art is in the eye of the beholder, it is interpretive and has the distinctive duality of being both valuable and worthless at the same time. Each creation is unique, if for no other reason than it is separate from all others, even the copy has it's own individual flaws that make it unique from all other copies. What we create as artists, ( and we are all artists) we always hope to have accepted by someone. Even if it is a small group that sees the innate value of your work, you always appreciate the acceptance. As an artist I know that my art has value to me, in that it is something that I have put myself into, but I hope that it captures something that gives it value to somebody else as well. When I die and the things that I have made are kept as mementos of my life, then they have a new and greater value, because I will never create or capture another piece with my unique vision. From this standpoint, one can argue that even the electrician who puts the wires in the walls of your house, that you may never see or worry about, is an artist, because his work is unique.

We are all artists, and we all deserve appreciation, it doesn't really matter the medium, or even the message, if we leave behind a piece of ourselves, that is appreciated by someone else, then we have achieved a "masterpiece".

Why are we so scared?

I recently read an article ( and when I say "recently" I mean in the last few months!) that broke down "freedom" by state. Using various legislative and social guideposts, the authors of the sited study, evaluated and graded the freedoms in each state. The conclusions were interesting to say the least, because what they found was that, in general, the states with the highest tax loads per capita had the least amount of personal freedom, and the states with the lowest tax loads had the most "perceived" freedom. Why, you may ask do I put the word "perceived" in quotes? Well, it is because, based on the study, most freedom is about perception,( ask your kids how free they feel when they are stuck in school) but when quantitatively measured, freedom has no meaning.

If a person has a job, and can feed their family and live a life that makes them happy, what freedom are they missing? If this person lives in country that is ruled by a military dictator, or by a democratically elected president makes no difference. If a different person has a job they can't stand, and makes barely enough money to live, and lives on the edge of financial ruin, never finding happiness in their entire life, are they ever truly free? Again, it makes no difference what system they live under.

Taxes that seem to go ever upward, with ever deepening cuts in the services offered, gives a feeling of the loss of freedom. When you can keep more of your wages, you feel like you have more freedom. When you are doing something that you enjoy, more than you're doing something that you don't, you feel free. Ask yourself, do you take a vacation to do stuff you hate? Of course not! Unless you're married and you take a vacation to catch up on the "Honey do.." list, then maybe you are doing stuff you don't like on vacation. See, you don't feel free then, do you?

In America, we spend so much of our time trying to meet our payments that we have lost view of what life is really about. Life, Liberty and the pursuit of Happiness, were the golden trio described in our Declaration of Independence, but today we give them up for Work, Struggle and the pursuit of the next cool thing. Anybody who has lived a few years can tell you that the continuing struggle for money and belongings has sidetracked us from the real things in life, family, learning and living.

Living is one thing that the rest of the world seems to have on us. Especially the European countries. The European model has capitalism, with liberal amounts of socialism sprinkled in to make life livable for the masses, and not just for the lucky few. Health care is only one place where they have us beat. We have truly lost some greatness in our educational arenas, and our research capabilities too. Thanks very much to the odd religious nutcases who seem to get power, even when they are a minority. Long discussion for a different time.

Just as much, I pursue the dollars and the stuff. I have no time or money to do the things that I really want to do, so I compensate by getting stuff instead of going and seeing like I want to! Occasionally I have the luck and the time to get out of my small realm and see the broader world, and I always love those times. But they are far fewer that I would like, so in the middle times I amuse myself with what I think I want when I can't have what I really want. It is my freedom of choice and I use it rather unwisely!

On a lighter note.....55# gone. I have hit a plateau, but it might have to do with the hole in my back. Small surgical thing that needs to finish healing so I can get back into some more vigorous exercise. Sounds funny to say, but I miss it!

Too many dreams...

Dreams of travel, and dreams of leisure, riches and pleasures. Every day we dream about what could be, and what we feel should be, but mostly what we would like most. Or at least what we think we would like most. Everyone knows the old saying, "Money can't buy happiness." and that is true is many ways, but it can also be a fallacy if taken to be literally true. Money can't buy happiness, but it can buy things that help one find their happiness.

I wish to travel and see the world. With money, I could do this much more easily, with lots of money I could also do it comfortably! To me travel is about learning new things and seeing new places and experiencing things in new ways. Part of this is learning new languages. Since I am not surrounded by the united nations I have to seek out ways to learn new languages, and again that can take money. So money doesn't buy the happiness, but the things that bring the happiness.

There is another old saying, "If you find a job you love, you will never work again." This one I think is much more truthful. Who hasn't been doing something that they thoroughly enjoy, and thought that if they could make a living at it, they would be happy to do it all the time. Everyone has something that they like to do, and that the are at least reasonably good at. I love taking pictures. I like travel, and taking pictures. If I could find a way to pay the bills and travel and take pictures, I would be quite content in my work. To me I wouldn't be working, even with a deadline and the need to take certain pictures. As long as it was all that I had to do to get my pay, I would be pretty darn happy.

Sadly, most of the world does what it has to do to pay the bills. People in generally do what they must do to survive, and that means that most people in the world are not really doing what they love. The brunt of humanity survives, and they find happiness in the little pleasures that life hold. Physical pleasure in sex, or the chemical pleasure in drugs or alcohol. The pleasure of the company of friends who think and feel the same way that we do about our lot in life. The pleasure of a day away from work, doing that thing that we true love to do. Laying in the sun, swimming in the pool or the lake, slicing through the water on a sail boat. Playing with the children, turning the soil and tending to a garden. Pleasure is like beauty, it is in the eye of the beholder. To me mowing the lawn is a pleasure, but to many it is a chore that must be done.

Doing what you must, and doing what you love. It depends on which one can keep you in beer and skittles. Sometimes you do what you must so that you will have the money and time to do what you love. Too many dreams, not enough time to do what I must in order to pay for what I love. Money can't buy happiness, but it can pay for the stuff that makes me happy.